Attention homeowners in Pocatello and Bannock County: Need an appraisal?

See the top 7 reasons why ID homeowners need Rowley Appraisal Service:

Pre-listing appraisals (whether they're selling the home themselves or using an agent)
To challenge a ID property tax assessment
Remove PMI to cut their mortgage payments
To reinstate your Home Equity Line of Credit (HELOC)
Review another appraiser's report for verification
If real estate property needs to be divided because of a divorce
To determine the true market value of real estate in question to settle an estate in ID

Do you own a home in or near Pocatello? Do you need help deciding the value of your real estate?
Contact Rowley Appraisal Service.

At Rowley Appraisal Service, we understand the unique needs of a customer after appraisal services. Our regular business clients get the appraisal process and the usual "products" we deliver to them. But as a general consumer,we will give you extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our conclusions.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your own house because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. It gives you something tangible to show the buyer. It's an independent third party's opinion of your house's price, and not just you saying how much your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to a seasoned appraiser's value assessment than yours.

Need to cancel PMI?

PMI stands for Private Mortgage Insurance. A fashionable way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Rowley Appraisal Service is experts in helping people just like you abolish unnecessary PMI insurance.

Challenging Bannock county's assessment of your property

If you live in a region that is declining or not appreciating as much as other houses close by, your local tax assessor may have your house overvalued. This means you're paying higher taxes than you should be paying. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. An appraisal from Rowley Appraisal Service is your strongest weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area -- even if your specific property has not declined in value. This can this be disadvantageous from a cash flow angle, and damaging to your credit score since it may appear as though that credit line is maxed out. Rowley Appraisal Service can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Do you need an expert to double-check your appraisal for verity, or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from Rowley Appraisal Service can go out and check the subject and comps in question in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help with that too. Even though this is typically requested by banks, you may want to employ this service if you suspect mortgage fraud related to your home.